Authorize.net – The Secure Payment Gateway for Your Business

Looking for a trusted, secure, and scalable payment gateway for your business? In fact, Authorize.net offers fast and reliable payment processing, allowing businesses to accept credit cards, debit cards, eChecks, and digital wallets with ease. Whether you operate an e-commerce store, subscription service, or retail business, moreover, Authorize.net provides seamless transactions while also offering advanced fraud protection.

260+

Fraud detectors

Our Decision Manager fraud solution uses hundreds of detectors—including biometrics and IP geolocation.

160+

Countries and territories

We offer payment acceptance in 97 percent of all countries and territories in the world.

Secure payment acceptance, your way

Why Choose Authorize.net?

✅ Accept All Major Payment Methods – Credit/debit cards, ACH, eChecks, and digital wallets like Apple Pay & Google Pay.

✅ Advanced Fraud Detection—Built-in AI-driven fraud protection to prevent chargebacks and fraud.

✅ Easy API Integration—Seamlessly integrate with your website, shopping cart, or mobile app.

✅ Recurring Billing & Subscription Payments—Automate payments for subscription-based businesses.

✅ PCI-Compliant & Encrypted Transactions—Ensure secure payment processing with end-to-end encryption.

✅ Virtual Terminal for Manual Transactions – Accept payments via phone, email, or in-store with ease.

Invoicing

Streamline your billing with our integrated invoicing solution. Create, send,
and manage professional invoices that prompt faster payments and improve
cash flow. Our system automates invoice generation and payment
reminders, reducing manual tasks and minimizing errors. Whether you’re
servicing small businesses or large enterprises, our invoicing platform is
designed to provide a seamless experience with secure payment links and
real-time tracking.

Virtual Terminal

Simplify payment processing with our Virtual Terminal, which lets you securely process transactions anytime, anywhere. Perfect for phone or mail orders, this solution allows you to manually enter credit card details while ensuring robust fraud detection and compliance standards. The Virtual Terminal offers the flexibility and reliability you need to handle complex transactions without compromising on security or efficiency.

Simple Checkout

Boost your conversion rates with our streamlined Simple Checkout solution. Designed with a user-friendly interface and mobile optimization, our checkout process minimizes cart abandonment and enhances the overall customer experience. Whether you’re selling physical products or digital services, our secure, one-page checkout makes it easier than ever for your customers to complete their purchases quickly and confidently.

Check ACH

Optimize your payment strategy with our Check ACH solution, offering a cost-effective alternative to traditional credit card processing. This service enables secure bank-to-bank transfers for both one-time and recurring transactions, ensuring smooth, reliable payments with lower fees. Ideal for subscription services and high-value transactions, our ACH solution integrates seamlessly with your existing systems while delivering enhanced security and real-time transaction monitoring.

Our all-in-one Plan

Partner with Merchant Solutions to unlock a comprehensive suite of payment services that drive growth, while also streamlining operations and enhancing customer experience. With that in mind, our cutting-edge technology and dedicated support ensure that your business is equipped to handle every transaction—both securely and efficiently.

Monthly Gateway Fee: $39.99

Set up fee: $99

Processing Rate per Qualified transaction: 2.9% + $0.30

Card Reader (optional) $199

E-Check ACH: 0.75% + $0.30