Get Fast & Flexible Small Business Loans & Cash Advances
Running a small business comes with challenges, and access to working capital shouldn’t be one of them. Whether you need to cover expenses, invest in growth, or manage cash flow, our business loans and cash advances offer fast, flexible funding with no hidden fees.
We provide quick approval, hassle-free applications, and competitive terms to help your business succeed.
How much do you need?
Business Loans & Working Capital by Merchant Solutions Capital
Merchant Solutions Capital provides business loans and working capital solutions
to help your business grow. Whether you need funds to manage day-to-day
operations or expand your business, we offer fast and flexible financing options.
🔹 Avoid Cash Flow Gaps – Maintain smooth operations without financial strain.
🔹 Seize Growth Opportunities – Invest in marketing, expansion, or hiring new employees.
🔹 Cover Unexpected Expenses – Be prepared for emergencies or slow seasons.
🔹 Higher Approval Rates – Unlike banks, we focus on business revenue, not just credit scores.
Expert Business Financing Solutions
Our team of financial professionals offers unmatched expertise in business lending and merchant cash advances, helping companies in various industries secure the capital they need to thrive.
Flexible Funding Options
From small business loans to fast merchant cash advances, Merchant Solutions Capital provides a wide range of financing resources tailored to your specific business needs. We specialize in supporting businesses in retail, e-commerce, and service industries.
User-Friendly Loan Management
With our intuitive online platform, you can easily apply for business loans, track your working capital, and manage repayments—all designed to ensure a smooth and hassle-free experience for business owners.
Secure and Trustworthy Financing
We utilize top-tier encryption and secure payment gateways to protect your sensitive financial information, giving you confidence in every step of the funding process.
Built-In Financial Security
Our financing solutions prioritize security and compliance, ensuring that every business loan or merchant cash advance is backed by a secure and transparent process. Our system is built to meet industry standards for safety and reliability.
Real-Time Capital Insights
Access real-time updates and analytics on your funding, enabling you to make informed decisions about your business's working capital, cash flow, and growth strategies. Stay ahead with market trends and tailored capital solutions.
Why Us
Fast Approvals and Funding
Fast Approvals & Funding – Get approved within hours, with funds in your account quickly.
No Collateral Required
No Collateral Required—Access unsecured business loans without putting assets at risk.
Flexible Repayment Options
Choose from daily, weekly, or monthly payment plans.
Bad Credit ? No Problem!
We offer alternative funding solutions for businesses with low credit scores. Complete our Online Application and get approved in minutes.
💼 How Our Small Business Loans & Cash Advances Work
We’ve simplified the process. Apply for our business loan in minutes, without painful paperwork or waiting in queues.
1️⃣ Apply Online in Minutes—
Quick, hassle-free application with minimal paperwork. Just upload your supporting documents and you are on your way!
2️⃣ Get Approved Fast
Receive same-day approval based on revenue, not just credit scores. We apply to different lenders at once with one credit report inquiry.
3️⃣ Check your Offers
Check the several offers we got from lenders. Its time to make a decision!
4️⃣Receive Your Funds
Get cash in your bank account within 24-48 hours. Pay back through daily sales, fixed payments, or revenue-based plans.
💰 Example:
- Loan Amount: $25,000
- Repayment Plan: 12 months
- Flexible Payback Options: Based on daily or weekly sales
📊 Who Can Benefit from Small Business Loans & Cash Advances?
🚀 Apply for a Business Loan or Cash Advance Today!
Get the funding your business needs—fast, flexible, and hassle-free. Apply today and get quick access to working capital!
We know your business type.
In challenging times Merchant Solutions Capital can get you access of up to 1 Million Dollars for an additional location, Inventory or Just a rainy day. Find out if you qualify
Cannabis Lending and Hard Money loans
Retail Financing
1st-3rd position Term Loans and MCA up to 36 month terms, , funding from $15k to $25M
Startup Businesses
Get early-stage funding when banks say no.
Cash Advance Loans
With an online application you can get a Cash Advance approved in as little as 2 hours and get funded within 72 hrs.
Investment Loans
A cash advance gets you money fast. Why wait for payday? Get the money you need today!
Business Loans & Lines of Credit
You can get the safe, secure and hassle free cash you need right now, so don’t wait - start today
Cash Advances
A working capital loan provides immediate access to cash to keep your business running smoothly. Whether you’re covering operating expenses, payroll, inventory, or expansion costs, it ensures you have the flexibility and financial cushion needed to stay competitive.
✅ Key Reasons to Get a Working Capital Loan:
🔹 Maintain Cash Flow—Avoid seasonal slowdowns and keep your operations running.
🔹 Cover Unexpected Expenses—Handle emergencies, equipment repairs, or supplier payments without disruption.
🔹 Invest in Growth—Use funds to expand, hire employees, or boost marketing efforts.
🔹 No Collateral Required—Get unsecured funding without risking business assets.
🔹 Fast Approval & Funding—Receive funds within 24-48 hours, unlike traditional bank loans.
✅ Short-Term Business Loans – Fast funding with fixed repayment terms.
✅ Merchant Cash Advances (MCA) – Repay based on a percentage of daily sales.
✅ Business Line of Credit – Access flexible funds as needed, only pay interest on what you use.
✅ Invoice Financing – Get cash upfront for unpaid invoices.
✅ Equipment Financing – Secure funding specifically for purchasing or leasing equipment.
✅ SBA Loans – Government-backed loans with competitive rates for small businesses.
A merchant cash advance offers quick access to funds that can be used for
inventory purchases, equipment upgrades, marketing, or covering seasonal
fluctuations in sales. Unlike traditional loans, MCAs are repaid based on your daily
credit card sales, allowing your payments to fluctuate with your revenue.
🚀 Fast Funding Available—Get Cash in as Little as 24 Hours!
If you have an emergency and need immediate capital, we offer same-day approvals and funding within 24-48 hours for most businesses.
✅ Quick Application—Apply in minutes with minimal paperwork.
✅ Same-Day Approval—Get approved within hours.
✅ Fast Funding—Receive funds in as little as 24 hours.
📞 Need urgent funding? Call us now: (888) 407-8886 ext 235
You can use a merchant cash advance for various purposes, including paying off existing debt, purchasing inventory, expanding your business, or covering payroll during slow periods. It provides the flexibility to manage immediate financial needs.
A business loan typically has a fixed repayment schedule and interest rates, whereas a merchant cash advance is repaid as a percentage of your daily credit card sales. This makes an MCA a more flexible option for businesses with fluctuating revenue streams.
To qualify for a merchant cash advance, businesses generally need to have consistent credit card sales and be operational for a certain period, usually at least six months. Your credit score is less important than your sales performance when applying for an MCA.
The amount of working capital you can receive through a merchant cash advance depends on your business’s monthly credit card sales. Typically, you can access
between 80% and 150% of your average monthly sales, giving you the flexibility to meet your business’s financial needs.
Working Capital
A working capital loan is a short-term financing option designed to cover a
business’s day-to-day operational expenses, such as payroll, inventory, or rent.
Unlike long-term loans, it is meant to help with immediate financial needs rather
than major investments.
Working capital loans typically have shorter repayment periods, ranging from a
few months to a couple of years. They come with fixed or variable interest rates,
and payments can be made on a weekly or monthly basis depending on the lender’s
terms. Some loans are secured, requiring collateral, while others may be
unsecured.
Repayment terms for a working capital loan usually range from 6 to 24 months,
with fixed or variable payments. These loans may have a fixed interest rate, where
you pay a set amount over the life of the loan, or a variable interest rate, where
payments can fluctuate based on market conditions.
The loan amount for working capital depends on the size and financial health of
your business. Lenders typically offer anywhere from $5,000 to $500,000,
depending on factors such as your credit history, cash flow, and the specific needs
of your business.
Interest rates for working capital loans vary based on the lender, the borrower’s creditworthiness, and the loan amount. Rates generally range from 5% to 30%. Some loans may come with additional fees, such as origination or maintenance
fees, that can affect the overall cost.
Not all working capital loans require collateral. Some are unsecured, meaning they rely on your business’s creditworthiness and cash flow for approval. However, secured working capital loans may require collateral such as equipment, inventory, or accounts receivable to back the loan.
Approval for a working capital loan is typically fast. Some lenders can provide approval within a few hours to a couple of days. The speed of approval depends on the lender and the complexity of your application, with online lenders often offering quicker turnaround times compared to traditional banks.
Working capital loans can be used for a wide range of short-term business needs, including covering payroll, managing cash flow during slow seasons, purchasing inventory, covering marketing expenses, or handling unexpected repairs or expenses. The loan is flexible, allowing businesses to stay operational during cash flow crunches.