Consumer Finance by Avvance
Avvance POS Financing by U.S. Bank—Flexible Consumer Financing at Checkout
Empower your customers with flexible consumer financing at the point of sale. Avvance—built on U.S. Bank’s trusted platform—enables retail financing solutions for purchases from $300 to $25,000.
Seamless for businesses; Easy for customers; Built by U.S. Bank
No monthly fees or subscriptions
No monthly fees or subscriptions—get set up fast and offer financing immediately.
E-Sign Docs
1–2 minute mobile application with instant approval—boost buying confidence.
Sales Increase
Powered by U.S. Bank, Avvance ensures secure servicing and consumer-centric lending.
How Avvance works
Sign up online and integrate Avvance into your payment flow.
End Customers a secure link to apply
Customers receive instant financing offers and choose terms.
Why Choose Avvance
Merchants see up to 30% higher order sizes, conversion, and upsell rates.
No subscription fees or hidden charges—just a transparent merchant discount per funded loan.
Avvance manages all payment defaults and servicing.
Approved Business Categories
We work with a wide variety of business categories with financing programs tailored for specific business use cases.
Merchant Dashboard and Support
Manage pre-approval leads, track payment statuses, access marketing assets, and utilize training—all in one intuitive dashboard. Supported by 24/7 U.S. Bank servicing and expert onboarding.
Your customer submits one application, receives an instant credit decision and is presented with the best available loan offers.
Once your customer selects their loan offer our platform automatically generates the loan agreement for them to electronically sign.
Estimated increase in sales expected once Avvance Credit is implemented in your business.
Schedule a consultation, and a member of our team will answer any questions you may have, as well as walk you through the setup process.
Ready to Boost Sales?
Apply now to integrate Avvance’s consumer financing solutions—renew revenue, enhance customer approval, and eliminate payment barriers.
