Customer handing credit card for payment processing

Payment Processing Solutions for Every Business

Accept payments in-store, online, by phone, and on mobile devices.

Secure, fast, and fully integrated credit card processing and merchant services designed to help your business grow.

In-Store

Retail & restaurant

Online

eCommerce & web

By Phone

MOTO transactions

Mobile

On-the-go payments

Faster Funding

Next-day deposits keep your cash flow healthy

Reduced Fraud

Advanced screening protects every transaction

Scalable Solutions

Grows with your business from startup to enterprise

Seamless Integration

Works with your existing systems and software

Card-Present Processing

Accept payments face-to-face with secure EMV chip, contactless tap, and swipe transactions. Perfect for retail stores, restaurants, and service businesses. Explore our Clover POS systems, Dejavoo terminals, and Ingenico devices.

EMV chip card acceptance
Contactless tap-to-pay
Magnetic stripe swipe
Apple Pay & Google Pay
Samsung Pay support
Retail checkout terminals
Restaurant tableside devices
Quick service countertop units
Dejavoo P12 mobile payment terminal for card present processing
Business professional processing phone order payment at desk

Card-Not-Present Processing

Process phone orders, keyed transactions, and recurring billing with ease. Store customer payment profiles securely for faster repeat transactions.

Phone order processing
Keyed transaction entry
Recurring billing automation
Customer vault storage
Saved payment profiles
Scheduled payments
Invoice payment links
Mail order support

eCommerce Payment Processing

Sell online with secure checkout pages, powerful API integrations, and compatibility with all major shopping cart platforms. Manage subscriptions and digital invoicing from one dashboard. See our full eCommerce payment solutions.

Hosted checkout pages
API integrations
Shopping cart plugins
WooCommerce compatible
Shopify integration
Magento support
Subscription billing
Digital invoicing
Person holding credit card while shopping online on laptop
Smartphone making contactless payment at modern terminal

Mobile Payments

Accept payments anywhere with tap-to-pay on your phone, QR code payments, and portable card readers. Ideal for field service, delivery, events, and pop-up retail. See our Clover mobile solutions, PayAnywhere, and food truck POS systems.

Tap-to-pay on phone
QR code payments
Mobile card readers
Field service processing
Delivery payments
Event sales
Pop-up retail
Service technician use

ACH Processing & Bank Transfers

Lower your processing costs with direct bank transfers. Set up recurring ACH billing for memberships and subscriptions. Same-day ACH options available for faster access to funds. Learn more about our ACH processing solutions.

Lower processing costs
Recurring ACH billing
Same-day ACH options
Direct bank transfers
Automated collections
Batch processing
Return handling
Verification services
Business professional processing bank transfer and ACH payment

Platforms We Integrate With

Aldelo Pay
Aloha
Authorize.Net
Digital Dining

Payment Integrations

Connect payments to your existing business systems. Integrate with POS platforms, CRM software, QuickBooks, Xero, and custom applications through our flexible APIs. Explore the MSC Payments Gateway.

POS system connectivity
CRM integration
QuickBooks sync
Xero compatibility
Custom API access
ERP connections
Inventory systems
Custom platforms

Security & Compliance

Protect your business and customers with enterprise-grade security. Our payment processing meets the highest industry standards for data protection and fraud prevention.

PCI Compliance

Level 1 PCI DSS certified infrastructure

End-to-End Encryption

Data protected from terminal to processor

Tokenization

Card numbers replaced with secure tokens

Fraud Tools

Real-time screening and velocity checks

Cash Discount & Dual Pricing

Reduce or eliminate credit card processing fees with a compliant cash discount or dual pricing program — configured, installed, and supported by Merchant Solutions Corp. See our full dual pricing program details.

Compliance Built In

Cash discount and dual pricing programs must meet card brand rules and state regulations. We handle compliance from day one so you avoid fines and disputes.

  • Card brand compliant receipt formatting
  • Required signage provided and placed
  • Proper disclosure at point of sale
  • Staff scripting for customer communication
  • State law review before activation

Why Small Businesses Are Adopting

Processing fees eat into thin margins. For restaurants, retail, and service businesses, cash discount programs can save thousands annually while keeping pricing transparent.

  • Eliminate 2-4% in credit card processing fees
  • Protect margins without raising menu or shelf prices
  • Customers choose: pay card price or save with cash
  • Especially impactful for high-volume, low-margin businesses
  • Growing adoption across restaurants, salons, and trades

Our Technology Makes It Easy

We pre-configure your terminals and POS systems so dual pricing is automatic — no manual calculations, no staff confusion, and no compliance gaps.

  • Automatic dual pricing on every transaction
  • Customer-facing display shows card and cash prices
  • Compliant receipts generated automatically
  • Works on Clover, Dejavoo, Ingenico, and more
  • Remote or on-site programming by our team
Terminal showing dual pricing - cash vs card price

See It in Action

Our terminals display both prices automatically at the point of sale. Customers see exactly what they pay with card or cash — fully transparent, fully compliant, fully configured before we install.

Why Businesses Choose Our Payment Processing

Complete business payment solutions backed by dedicated support and transparent pricing.

Fast Funding

Get your money faster with next-day funding. Improve cash flow and keep your business running smoothly.

Transparent Pricing

No hidden fees or surprise charges. Know exactly what you're paying with clear, competitive rates.

Dedicated Support

Real people, real help. Our US-based support team is here when you need them, 24/7.

Ready to Simplify Your Payment Processing?

Get a free consultation and custom quote for your business. No obligation, no pressure—just expert guidance on the right payment solution for you.

Industry Payment Solutions

Merchant Solutions Corp provides payment processing, credit card processing, and merchant services to businesses across all 50 US states, Canada, and the Caribbean. We specialize in card-present processing, eCommerce payment processing, ACH processing, and mobile payments for businesses of all sizes.

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Frequently Asked Questions about Merchant Services, POS Systems & Payment Processing

What does Merchant Solutions Corp do?

Merchant Solutions Corp is a US-based payment processor and POS reseller. We provide credit card processing, dual-pricing programs, Clover and Square POS systems, smart payment terminals, ACH, and gateway services to restaurants, retail, and service businesses nationwide.

How much does credit card processing cost with MSC?

Our standard interchange-plus pricing starts at interchange + 0.25% + $0.10. Dual-pricing customers pay $0 processing fees because the cash discount is passed to the cardholder. Custom rates apply for high-volume merchants above $250K/year.

Do you offer free POS systems?

Yes. Most merchants qualify for free Clover, Skytab, Talech, Union POS, or Dejavoo placement when enrolled in our dual-pricing or qualifying processing program. Free hardware includes installation, training, and 24/7 US-based support.

How fast can MSC get me set up?

Most single-location merchants are approved within 24-48 hours and live within 3-5 business days. Hardware ships next-day. We handle menu/inventory build, employee setup, and on-site or remote training.

Which payment processors do you work with?

We are processor-agnostic. We place merchants with Fiserv, TSYS, Worldpay, Elavon, Shift4, and Electronic Payment Exchange (EPX) — whichever delivers the best underwriting, rates, and POS fit for your business.

Are you a direct processor or a reseller?

Merchant Solutions Corp is an Independent Sales Organization (ISO) and authorized POS dealer for Clover, Square, Skytab (Shift4), Talech, Union POS, Dejavoo, Ingenico, PAX, and Payanywhere. We have direct processor partnerships and ISO contracts that let us undercut bank-branded rates.