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One partner for credit card processing, POS systems, smart terminals, ACH, gateways, and same-week installation — built for restaurants, retail, healthcare, salons, and high-risk merchants.
Merchant services is the umbrella term for everything a business needs to accept non-cash payments — credit cards, debit cards, ACH bank transfers, mobile wallets, and online checkouts. It bundles together five distinct components: a merchant account (the bank-licensed funding rails), a payment processor (the network connection to Visa/Mastercard/AmEx/Discover), a payment gateway (the secure tunnel between your checkout page and the processor), a POS system or smart terminal (the physical device that captures the card), and funding (next-day or same-day deposits to your bank).
Merchant Solutions Corp (MSC) provides all five components under one relationship. We are an Independent Sales Organization (ISO) with direct contracts at Fiserv, TSYS, Worldpay, Elavon, Shift4, and Electronic Payment Exchange (EPX) — and an authorized dealer for Clover, Square, Skytab, Talech, Union, Exatouch, Dejavoo, PAX, Ingenico, and Payanywhere hardware. That combination lets us undercut bank-branded rates while delivering enterprise-grade infrastructure to merchants from $50K/year up to $50M/year in card volume.
Every industry has different underwriting rules, interchange tiers, and POS feature requirements. MSC has dedicated underwriters and account managers for each vertical below — no generic one-size-fits-all setup.
Full-service, quick-service, and food trucks — Skytab, Clover, Square Register with KDS and tableside.
Learn moreInventory, multi-location reporting, barcode scanning, and dual pricing for retail of every size.
Learn moreHIPAA-compliant payment processing with BAA, HSA/FSA card support, and EMR integrations.
Learn moreBooker, Vagaro, and Mindbody integrations with tip pooling and recurring memberships.
Learn moreCBD, smoke shop, nutraceuticals, debt collection — specialty underwriting that approves and stays approved.
Learn moreLaw firms, accounting, consulting — ACH invoicing, recurring billing, and QuickBooks/Xero sync.
Learn moreFrom tap-to-pay contactless to ACH, eCommerce, virtual terminals, and recurring subscriptions — we cover every modern payment channel under a single merchant relationship.
Apple Pay, Google Pay, Samsung Pay, and contactless EMV cards on every modern Clover, Square, Skytab, Dejavoo, PAX, and Ingenico device.
Read morePCI-DSS Level 1 chip processing on all hardware with secure magstripe fallback when a card is damaged.
Pull funds directly from a customer's bank account at 0.50% + $0.25 — 80% cheaper than card processing for B2B retainers.
Read moreAuthorize.Net and MSC Gateway integrate with Shopify, WooCommerce, BigCommerce, Magento, Squarespace, and Wix.
Read moreBrowser-based Virtual Terminal accepts cards over the phone with secure tokenization and recurring billing.
Read moreAutomated recurring billing for SaaS, memberships, gyms, and service retainers with dunning and customer vaulting.
Read moreWe are an authorized dealer for the leading POS and smart-terminal brands — and a processor-agnostic ISO. That means we can place you on the right hardware and the right merchant agreement, instead of locking you into a single vendor's stack.
Flex, Mini, Station Solo, Station Duo, Go — open-processor POS with KDS, online ordering, and inventory.
Register, Terminal, Stand, Kiosk, Handheld — locked to Square processing but excellent UX for boutique merchants.
Shift4's cloud restaurant POS — tableside handhelds, KDS, online ordering, and labor reporting.
iPad-native cloud POS with Interac and CAD/USD dual-currency for Canadian restaurants & retail.
All-in-one POS for retail, bars, nightclubs, and full-service restaurants.
Convenience store + grocery POS with native EBT, lottery integration, and tobacco scan-data.
Standalone smart payment terminals — Z11, Z9, QD3 — with native dual-pricing firmware.
Enterprise smart terminals (A920, A77, Lane 3000, Move 5000) for retail, QSR, and pay-at-the-table.
Pricing matters, but it's table stakes. Where MSC actually wins is on install speed, processor-agnosticism, bilingual service, and audit-ready compliance for every industry we touch.
Most merchants are approved in 24-48 hours and have hardware on-site within 5 business days. On-site install team in FL, NY, NJ, IL, NV, TX, and bilingual EN/ES support nationwide.
Real humans answer the phone in under 2 minutes. Direct relationships with Fiserv, TSYS, Worldpay, Elavon, Shift4, and Electronic Payment Exchange (EPX).
Standard rate is interchange + 0.25% + $0.10 (no markup tiers). Dual-pricing customers pay $0 in processing fees — compliant with state surcharge laws.
Spanish-language POS interfaces, receipts, training, and customer support for Miami, NYC, Newark, San Juan, and the USVI.
No high-pressure sales call. We audit your current statement, identify markup, and quote you on interchange-plus or dual pricing — whichever saves you more.
A merchant account is a special bank-licensed account that holds funds from your card transactions before they're deposited to your business checking. A payment processor is the technology and network connection that moves the card data from your terminal to Visa, Mastercard, AmEx, or Discover. You need both. Merchant Solutions Corp provides them as a bundled service under one relationship.
MSC's standard plan is interchange + 0.25% + $0.10 per transaction — true interchange-plus pricing with no markup tiers. Dual-pricing merchants pay $0 in card fees (the cash discount is passed to the cardholder). High-volume merchants above $250K/year qualify for tiers as low as interchange + 0.10%.
Merchant Solutions Corp is an Independent Sales Organization (ISO) and authorized POS dealer. We have direct contracts at Fiserv, TSYS, Worldpay, Elavon, Shift4, and Electronic Payment Exchange (EPX), and we're an authorized reseller for Clover, Square, Skytab, Talech, Union, Exatouch, Dejavoo, PAX, Ingenico, and Payanywhere hardware.
Most single-location merchants are approved within 24-48 hours and live within 3-5 business days. Hardware ships next-day. We handle menu/inventory programming, employee setup, and remote or on-site training. High-risk merchants (CBD, nutraceuticals) typically take 7-10 days due to specialty underwriting.
Yes. MSC processes payments in the United States, Canada, Puerto Rico, the U.S. Virgin Islands, the United Kingdom, and Spain. We support USD, CAD, GBP, and EUR settlement with bilingual EN/ES and EN/PT account managers.
No. All MSC merchant accounts are month-to-month with no early-termination fee on our standard plans. We compete on rate transparency and service quality, not lock-in. If you find a better deal, walk anytime.
