Retail dispensary counter with point of sale system
High-Risk Payment Specialists

CBD, Smoke Shop & Vape Store POS Systems + Payment Processing

High-Risk Merchant Solutions for Tobacco, Delta 8 & Kratom Businesses

We get you approved. We set up your POS. We keep your processing stable. Most processors say no — we say yes.

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High-Risk Payment Processing for CBD, Smoke & Vape Shops

Most processors decline:

Smoke shops
Vape stores
CBD retailers
Delta 8 sellers
Kratom businesses

We don't.

We structure approvals using:

Compliant underwriting
Correct MCC setup
Product-level review
Processor matching

Result:

Faster approvals
Stable processing
Fewer shutdown risks
Long-term accounts
Square POS system in CBD retail smoke shop

POS Systems Built for Smoke Shops, Vape Stores & CBD Retailers

You need more than a terminal. You need:

Inventory tracking (SKU + UPC)Age-restricted sales controlsBarcode scanningMulti-location syncingCash + dual pricing support

We deploy three proven systems:

Square POS

for CBD & Vape Shops

Best for:

StartupsSimple setupsFast approvals

Features:

Quick onboarding
Built-in eCommerce
Inventory tracking
Simple reporting
Integrated payments

Fastest to launch. Easy to train staff. Scalable for small to mid-size stores.

POPULAR

Clover POS

for Smoke Shops & Tobacco Stores

Best for:

Growing retail storesMulti-lane checkoutHybrid retail

Features:

Full POS ecosystem
App marketplace
Employee management
Loyalty programs
Dual pricing support

Strong hardware. Flexible setup. Ideal for scaling locations.

Exatouch POS

for High-Risk & Complex Inventory

Best for:

High SKU environmentsTobacco + glass + accessoriesAdvanced inventory

Features:

Deep inventory management
Age verification tools
Custom category structuring
Detailed reporting
High-risk friendly integrations

Built for serious retail operators. Strongest control over products. Ideal for large catalogs.

Risk Classification

What Makes You High-Risk (And How We Get You Approved)

You are flagged high-risk if you sell:

CBD products
Delta 8 / Delta 9
Kratom
Vape cartridges
Tobacco products
Rolling papers, glass, accessories

We solve this by:

Placing you with the right banks
Structuring your application correctly
Aligning POS + processor compatibility
Ensuring compliance from day one

Industries We Support

Smoke Shops

Vape Stores

CBD Retailers

Tobacco Shops

Glass & Paraphernalia

Kratom Sellers

Delta 8 / Hemp

Multi-Location Chains

Dual Pricing & Cash Discount Options

Reduce processing fees.

Increase margins.

Options:

Dual pricing (card vs cash)
Cash discount programs
Flat rate or interchange pricing

Benefits:

Offset up to 100% of fees

Pass processing costs to card users while keeping cash pricing competitive.

Increase profit per transaction

Higher margins on every sale without raising prices.

Stay compliant with clear signage

We provide all required disclosures and signage for your store.

Subscription vs Purchase Options

We offer two ways to get started:

LOW COST ENTRY

Subscription

$0 upfront equipment
Small monthly fee
Processing agreement required

Best for:

New businesses
Cash flow conscious owners
Fast setup

Purchase (No Contract)

One-time hardware cost
No long-term agreement
Full ownership

Best for:

Established stores
Long-term savings
Full control

Full Installation, Setup & Support

We handle everything. You don't figure it out. We set it up for you.

Hardware installation
Menu & inventory build
Tax setup
Payment testing
Staff training
Go-live support

Why Smoke Shops Choose Merchant Solutions Corp

We don't just approve you. We help you grow.

High-Risk Expertise

Deep understanding of CBD, tobacco, and vape compliance requirements.

Multiple POS Options

Square, Clover, Exatouch — matched to your business size and needs.

Fast Onboarding

Get approved and processing in days, not weeks.

Real Support Team

Local agents and dedicated account managers, not a call center.

Scalable Systems

Grow from one location to many without switching processors.

Competitive Rates

Flat rate, interchange, and dual pricing options to maximize margins.

Frequently Asked Questions

Get Approved. Get Set Up. Start Selling.

CBD, smoke shop, vape, tobacco — we've got you covered.

Explore Related Solutions

Clover POS SystemsSquare POS SystemExatouch POSHigh-Risk ProcessingDual PricingRetail Payment SolutionsPayment ProcessingHotel & Lodging
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Frequently Asked Questions about CBD, Smoke & Vape Shop POS

Can smoke shops use Square?

Yes. Some CBD and smoke shops qualify for Square with proper setup and product compliance. We help you structure the application to maximize approval odds and ensure your product catalog aligns with Square's acceptable use policies.

What POS system is best for vape shops?

It depends on your needs. Square is best for simplicity and fast launch. Clover offers the most flexibility with apps, loyalty programs, and dual pricing. Exatouch is built for advanced inventory control with large catalogs of tobacco, glass, and accessories.

Can I process Delta 8 payments?

Yes, with the right underwriting and compliant processor placement. We work with acquiring banks that understand Delta 8, Delta 9, and hemp-derived products. Proper MCC coding and product documentation are key to approval.

Why do processors shut down smoke shops?

The most common reasons are incorrect MCC setup, product mismatch on the application, compliance violations, or working with a processor that doesn't understand your industry. We prevent shutdowns by structuring accounts correctly from day one.

Do you offer no-contract options?

Yes. You can purchase your equipment outright and avoid long-term contracts. This gives you full ownership of your hardware with no monthly equipment fees and the freedom to switch processors if needed.