Privacy Policy

Effective date: February 20, 2026

Electronic Payment Exchange Inc, doing business as Merchant Solutions Corp (“Merchant Solutions Corp”), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our services.

By using our website, you agree to this policy.

Contact Information

Information We Collect

Personal Information

  • Name
  • Email address
  • Phone number
  • Company name
  • Age
  • Any data submitted through forms

Non-Personal Information

  • IP address
  • Browser type
  • Device data
  • Pages visited
  • Time on site

Cookies and Tracking Technologies

Used to:

  • Improve performance
  • Analyze behavior
  • Personalize content

How We Use Your Information

  • Deliver and improve services
  • Communicate with you
  • Send updates and marketing
  • Analyze usage
  • Comply with legal obligations

Identity Verification & Mobile Carrier Data

When you apply for services or enroll in a program, we use identity-verification and fraud-prevention tools that may reference your mobile account information (for example, phone line type, and, where enabled, an identity match against your mobile carrier’s account holder records). Our legitimate interest in processing this identity data is to confirm that the identity and contact details you provide are genuine, to verify that the phone number belongs to you, to prevent fraud and abuse, and to protect our business, our sponsor banks, and our customers. We use this information solely for identity verification, fraud prevention, and account security, and we retain it only as long as necessary for those purposes and to meet our legal obligations.

You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Merchant Solutions Corp or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud. See this Privacy Policy for how we treat your data.

You authorize your mobile carrier to disclose your mobile account details for the purpose of verifying your identity. Those details may include your name, date of birth and address.

How We Share Your Information

We do not sell your personal data.

We may share with:

Service Providers

  • Hosting
  • Payment processing
  • Analytics
  • Marketing tools

Legal Authorities

  • When required by law

Business Transfers

  • Mergers or acquisitions

Data Security

We use industry-standard safeguards.

No system is fully secure.

Data Retention

We retain personal data only as long as necessary:

  • To provide services
  • To meet legal obligations
  • To resolve disputes

Your Privacy Rights

GDPR (EU Users)

If you are in the European Economic Area, you have the right to:

  • Access your personal data
  • Correct inaccurate data
  • Request deletion (“Right to be Forgotten”)
  • Restrict or object to processing
  • Data portability
  • Withdraw consent at any time

Legal bases for processing include:

  • Consent
  • Contract fulfillment
  • Legal obligations
  • Legitimate business interests

To exercise rights, contact: admin@merchantsolutionscorp.com

CCPA (California Residents)

If you are a California resident, you have the right to:

  • Know what personal data we collect
  • Request deletion of your data
  • Opt out of the sale of personal data (we do not sell data)
  • Non-discrimination for exercising rights

You may request:

  • Categories of data collected
  • Sources of data
  • Purpose of collection
  • Third parties we share data with

To submit a request, email compliance@merchantsolutionscorp.com or call (954) 919-9688.

We will verify your identity before processing requests.

Cookies and Tracking Rights

You can:

  • Disable cookies in your browser
  • Use opt-out tools where available
  • Adjust tracking preferences

Third-Party Links

We are not responsible for third-party sites.

Review their policies separately.

Children's Privacy

Not intended for users under 13.

We do not knowingly collect children's data.

International Data Transfers

Your data may be processed in the United States.

By using our services, you consent to this transfer.

Policy Updates

We may update this policy.

Changes will be posted with a new effective date.

Questions about this policy? Contact compliance@merchantsolutionscorp.com or return to the homepage.