What does Merchant Solutions Corp do?

Merchant Solutions Corp is a US-based payment processor and POS reseller. We provide credit card processing, dual-pricing programs, Clover and Square POS systems, smart payment terminals, ACH, and gateway services to restaurants, retail, and service businesses nationwide.

How much does credit card processing cost with MSC?

Our standard interchange-plus pricing starts at interchange + 0.25% + $0.10. Dual-pricing customers pay $0 processing fees because the cash discount is passed to the cardholder. Custom rates apply for high-volume merchants above $250K/year.

Do you offer free POS systems?

Yes. Most merchants qualify for free Clover, Skytab, Talech, Union POS, or Dejavoo placement when enrolled in our dual-pricing or qualifying processing program. Free hardware includes installation, training, and 24/7 US-based support.

How fast can MSC get me set up?

Most single-location merchants are approved within 24-48 hours and live within 3-5 business days. Hardware ships next-day. We handle menu/inventory build, employee setup, and on-site or remote training.

Which payment processors do you work with?

We are processor-agnostic. We place merchants with Fiserv, TSYS, Worldpay, Elavon, Shift4, and Electronic Payment Exchange (EPX) — whichever delivers the best underwriting, rates, and POS fit for your business.

Are you a direct processor or a reseller?

Merchant Solutions Corp is an Independent Sales Organization (ISO) and authorized POS dealer for Clover, Square, Skytab (Shift4), Talech, Union POS, Dejavoo, Ingenico, PAX, and Payanywhere. We have direct processor partnerships and ISO contracts that let us undercut bank-branded rates.

What are the best POS systems for restaurants in 2026?

The best restaurant POS systems are Clover, Skytab, Talech, Square, Exatouch, and Union POS. Clover and Skytab dominate full-service and QSR; Union POS leads high-volume bars; Talech serves iPad-native operators; Square wins for mobile-first food trucks; Exatouch is preferred for full-feature retail-restaurant hybrids.

Which POS systems support cross-border merchants?

Clover, Square, Skytab, and Talech all settle to USD and CAD with multi-currency support. Union POS is currently US-only. Spain merchants run Square and Skytab with EUR settlement.

How do POS systems differ from smart payment terminals?

POS systems (Clover, Square, Skytab, Talech, Union, Exatouch) are full-featured platforms with inventory, reporting, employee management, and order workflows. Smart payment terminals (Dejavoo, Payanywhere, Ingenico, PAX, Sunmi, Verifone) are standalone Android terminals built for fast, simple chip-and-tap payments without the extra software layer.

Can I get a POS system for free?

Yes. Qualifying merchants receive free hardware placement on Clover, Skytab, Talech, Dejavoo, and Ingenico under our Free POS Program when enrolled in our dual-pricing processing plan.

Modern POS system in use at a busy restaurant

POS Systems for Restaurants, Retail, Appointments and Service Businesses

Install a complete POS system powered by Merchant Solutions Corp, with professional setup, payment processing, training and ongoing support.

Clover

Square

PCI Compliant

Installed Nationwide

Faster Checkout

Speed up every transaction

Real-Time Reporting

Sales data at a glance

Inventory Management

Track stock automatically

Employee Tracking

Manage schedules and performance

Customer Loyalty

Reward repeat customers

Modern POS systems integrate payments, inventory and reporting in one unified platform, replacing outdated cash registers and manual processes.

What Is a POS System?

A POS system, or point of sale system, is the platform businesses use to process transactions, track sales and manage operations.

Modern POS systems combine hardware and cloud software to manage:

Payments

Inventory

Employees

Sales reporting

Customer relationships

Instead of using cash registers and spreadsheets, businesses rely on POS systems to automate daily operations and gain real-time visibility into their business.

POS system tablet on a countertop stand displaying a restaurant ordering interface

Why Businesses Invest in POS Systems

Businesses adopt POS systems to improve efficiency and gain visibility into their operations.

Faster Checkout Speeds

Process transactions in seconds with tap-to-pay and integrated payment processing.

Real-Time Sales Tracking

Monitor revenue, top-selling products, and trends from anywhere.

Inventory Control

Automatically track stock levels, receive low-stock alerts, and manage suppliers.

Employee Management

Track hours, manage schedules, and monitor individual performance.

Better Reporting & Analytics

Generate daily, weekly, and monthly reports to make data-driven decisions.

Customer Loyalty Programs

Reward returning customers with points, discounts, and promotions.

POS systems act as the digital command center for modern businesses.

Essential POS System Features

Payment Processing

Credit cards
Tap to pay
Mobile wallets
Online payments

Accept every payment type from a single terminal.

Inventory Management

Track products automatically
Receive low stock alerts
Monitor product performance

Know what you have, what sells, and what to reorder.

Reporting & Analytics

Daily sales reports
Top-selling products
Employee performance metrics

Turn data into business decisions.

Customer Loyalty Programs

Points programs
Rewards
Digital gift cards

Drive repeat business with built-in loyalty tools.

Platforms like Square, Clover, itabPOS, and Union POS combine payment processing with inventory, loyalty and reporting tools to simplify business management.

POS Systems by Industry

Restaurant POS Systems

Table management

Menu modifiers

Kitchen display systems

Online ordering

Restaurant POS systems are designed to manage high order volumes and complex menu structures.

Learn more

Retail POS Systems

Barcode scanning

Inventory management

Supplier tracking

Product variants

Retail POS systems help businesses track inventory and manage product sales across locations.

Learn more

Salon POS Systems

Appointment scheduling

Client profiles

Recurring memberships

Employee commission tracking

Salon POS platforms combine scheduling and payments for beauty and wellness businesses.

Learn more

Service Business POS

Invoicing

Mobile payments

Appointment management

Customer databases

Service businesses rely on mobile POS tools for invoicing, payments, and client management.

Learn more

Compare POS Systems Side by Side

Clover, Square, itabPOS, and Union POS are among the most widely used POS platforms. Here is how they compare.

Feature
Best For	Restaurants & retail	Small businesses & startups	Restaurants, bars & QSR	High-volume bars & nightlife
Hardware	Clover Station, Mini, Flex, Kiosk	Register, Terminal, Reader	Sunmi-based touchscreen workstations	iPad & iPhone based, BYO device
Operating System	Android (Clover OS)	Proprietary (Square OS)	Android (Sunmi)	iOS (iPad & iPhone)
Connection	Wi-Fi, Ethernet, LTE	Wi-Fi, Ethernet	Wi-Fi, Ethernet	Wi-Fi, Cellular
Offline / Redundancy	Offline payments supported	Offline payments supported	Local server redundancy	Offline resilience mode
Payment Processing	Multiple processors available	Square processing only	Multiple processors available	EMV processing built-in
SaaS Pricing	From $14.95/mo per device	Free plan, Plus from $29/mo	Custom pricing per location	Custom pricing, contact for quote
Setup	Professional installation available	Self-setup or professional	Professional installation included	Quick zero-friction setup
Rewards / Loyalty	Built-in loyalty programs	Square Loyalty add-on	Native iTab loyalty program	Built-in loyalty, up to 75% repeat revenue
App Marketplace	Large third-party app ecosystem	Built-in tools, limited apps	Integrated suite, no third-party apps	All-in-one, no third-party needed
Unique Strength	Most versatile ecosystem	Easiest to start, fintech platform	Deep restaurant customization	Handles 1,000+ simultaneous tabs