Merchant Solutions Corp. deploys compliant dual pricing and cash discount programs designed to work seamlessly with your Clover or Square POS:
This is not a risky "add a fee" setup.
This is a structured pricing system installed and managed correctly.
Instead of absorbing 3-4% in card fees, your business can:
We configure your POS system, receipt language, and signage to ensure proper execution.
Our implementation includes:
Clear Cash vs Card Price
Your business must clearly display two prices: the card price (which includes processing costs) and the cash/discount price. This is the foundation of a compliant dual pricing program.
Disclose Before the Transaction
You must clearly display pricing before the transaction takes place. Entrance signage, counter signage, and menu/shelf labels are all required. Customers must know before they pay.
Base Price + Discount Shown
Every receipt must show the base price (card) and the discount price (cash). If your receipts do not reflect both prices properly, you are out of compliance.
Automatic Discount Application
The system must automatically apply a discount when cash pricing is offered. Systems like Clover POS, Square POS, and Exatouch POS all support compliant dual pricing when configured correctly.
Digital Payments Must Disclose
If you use payment links, online ordering, or QR payments, you must show both prices or clearly disclose the adjustment before payment. Digital channels require the same transparency as in-store.
Native Support Required
Your processor must support dual pricing natively and your merchant account must be coded correctly. This avoids chargebacks, card brand audits, and account shutdowns.
This protects your business from chargebacks, monitoring programs, and account termination risk.
Warning: Non-Compliant Programs Can Destroy Your Business
You can't just add extra costs to cover the cost of processing. If you do this, you could lose thousands of dollars, have your account shut down, or worse, be put on the MATCH list.
These industries can implement structured programs, provided they offer an ACH or cash alternative.
Restaurant dual pricing
Retail cash discount program
Convenience store dual pricing
Healthcare zero-fee processing
Service provider cash discount
Gas station dual pricing
Government payment processing
E-commerce cash discount ACH
Each industry requires tailored configuration. We deploy programs specific to operational needs.
Restaurants processing high card volume can recover thousands annually. We configure:
Margins improve immediately.


Retailers benefit from:
Reduce overhead without disrupting checkout flow.
Healthcare practices require:
We structure cash discount programs to avoid billing conflicts.


Fuel retailers operate on tight margins. We implement:
Fuel processing optimization can significantly impact annual revenue.
Auto shops and tire centers deal with high-ticket transactions where processing fees eat into margins. We configure:
High-ticket services mean higher savings per transaction.

Online businesses can implement compliant zero-fee structures when:
We integrate ACH with payment gateways for compliant execution.
Many providers:
Merchant Solutions Corp delivers:
We do not deploy risky shortcuts.
Yes -- when structured correctly.
Improper implementation creates risk.
Professional setup eliminates it.
10+ Years Compliant
Active since 2015 with zero compliance violations
Zero-fee processing is not magic. It is:
Pricing structure
Disclosure management
System configuration
Alternative payment availability
Compliance oversight
We handle every layer.
See how much profit your business can recover with compliant zero-fee processing.
$50,000 per month
Interchange + dues + processor margin
Per-transaction fee on top of percentage
Auto-set by industry. Adjust if needed.
Portion of customers expected to switch from card to cash or ACH
15%
Estimated Monthly Savings
$1,825
Estimated Annual Savings
$21,900
Card Volume Before
$50,000
Card Volume After
$42,500
If your business processes $10,000-$100,000+ monthly in card volume, a properly structured program can significantly improve profitability.
Schedule a compliance review with Merchant Solutions Corp today.
Merchant Solutions Corp provides dual pricing payment processing, cash discount payment processing, zero-fee credit card processing, compliant dual pricing programs, legal cash discount programs, restaurant dual pricing, retail cash discount programs, healthcare zero-fee processing, gas station dual pricing, e-commerce cash discount ACH, credit card processing compliance, and ACH alternative payment processing across all 50 U.S. states.
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Dual pricing is legal in all 50 U.S. states when implemented correctly. It's different from surcharging (which has state restrictions) because the card price is the posted price and cash customers receive a discount.
Most merchants eliminate 90-100% of their credit card processing fees through dual pricing, saving $500-$5,000+ per month depending on volume.
Yes. Federal and card-brand rules require visible signage at the point of sale and on the receipt. We provide compliant signage with every installation.
No — dual pricing is an in-person program only. For e-commerce, ACH/eCheck or surcharging are the compliant fee-reduction options.