Petroleum Payment Specialists

Gas Station Payment Processing, EMV Upgrades & Petroleum POS Solutions

Gas station payment processing requires specialized petroleum merchant services that integrate fuel dispensers, POS systems, fleet card routing, and EMV-compliant outdoor payment terminals. We handle every layer.

500+

Stations Served

24hr

Funding Available

EMV

Certified Installs

10+

Years in Petroleum

Complete Petroleum Payment Solutions

Everything your station needs — from the forecourt to the register.

Fuel Dispenser EMV Upgrades

Outdoor-rated EMV terminals for every major dispenser brand. PCI P2PE encryption built in.

Petroleum POS Systems

Integrated c-store and fuel POS with real-time inventory, lottery, and tobacco compliance.

Fleet Card Acceptance

WEX, Voyager, FleetCor, and proprietary fleet routing configured at the pump and register.

Chargeback Optimization

Dispute management, fraud prevention rules, and monitoring within our merchant portal.

Dual Pricing for Fuel

Compliant cash/credit price splits at the pump and inside the store.

Next-Day Funding

Accelerated settlement so your cash flow keeps pace with fuel purchase volume.

Critical Compliance

EMV Liability Shift for Fuel Retailers

The forecourt EMV liability shift has fundamentally changed who pays for fraud at the pump. Understanding your exposure is the first step toward protecting your revenue and your merchant account.

Who is liable?

Since the EMV liability shift, the party using the least-secure technology bears fraud losses. If your pumps still rely on magnetic stripe readers, your station absorbs counterfeit card chargebacks — not the card issuer.

Fraud risk exposure

Fuel dispensers are high-value targets for skimming and counterfeit cards. Stations without EMV chip readers at the pump face exponentially higher fraud rates compared to upgraded locations.

Why upgrades matter

An outdoor EMV terminal shifts fraud liability back to the card issuer, eliminates skimming vulnerability, and positions your station for contactless NFC payments — the fastest-growing payment method at the forecourt.

Deadline implications

Major card brands have enforced the forecourt EMV liability shift. Every month without compliant hardware is a month your business absorbs preventable losses. The longer you wait, the greater the cumulative exposure.

PAX IM Series outdoor EMV fuel pump card reader with chip and contactless NFC

Is Your Station Exposed?

Every month without EMV-compliant pump readers is a month your business absorbs preventable fraud losses.

Fuel Pump Card Reader Replacement & Retrofit Services

Whether you need a full gas pump card reader upgrade or a targeted retrofit of existing dispensers, we deliver certified installations that meet card brand requirements.

Replace Magnetic Stripe Readers

Swap legacy mag-stripe-only card readers for EMV chip + contactless modules across all dispenser lanes.

Retrofit Older Dispensers

We work with Gilbarco, Veeder-Root, Wayne, and Bennett dispensers to retrofit existing hardware without full dispenser replacement.

Contactless NFC Upgrade

Enable tap-to-pay at every pump. Apple Pay, Google Pay, and contactless cards accepted outdoors.

Outdoor-Rated Hardware

IP-rated, weather-sealed terminals built for extreme temperatures, moisture, and 24/7 outdoor operation.

PCI P2PE Encryption

Point-to-point encryption from the moment a card is dipped or tapped, reducing PCI scope and protecting cardholder data.

POS Systems for Gas Stations & C-Stores

Integrated petroleum POS that connects fuel controllers, indoor registers, lottery, tobacco compliance, EBT, and fleet card routing into a single unified platform with consolidated reporting.

Convenience store payment processing and c-store merchant services require tight integration between indoor point-of-sale systems and outdoor fuel controllers. A properly configured petroleum POS handles fuel transactions, in-store sales, lottery, tobacco age verification, EBT, fleet cards, and dual pricing — all from a unified platform with consolidated reporting and next-day funding.

Convenience Store Payment Processing

Integrated c-store POS with fuel controller connectivity
Lottery, tobacco age verification, and EBT acceptance
Inventory management synced with fuel sales data
Dual pricing at the register — EBT treated as cash
ACH acceptance for vendor and wholesale payments

C-store merchant services and convenience store payment processing require tight integration between indoor POS and outdoor fuel systems.

Convenience store POS payment terminal

Fleet Card Processing & Routing

WEX, Voyager, FleetCor routing at the pump
Driver ID and odometer capture
Product-level restriction enforcement
Fleet reporting and reconciliation
Proprietary fleet card program setup

Petroleum credit card processing includes specialized fleet card routing that standard merchant accounts cannot handle.

Fleet card security - credit card with lock

Dual Pricing & Cash Discount for Fuel Retailers

Fuel retailers operate on razor-thin margins. A compliant dual pricing structure can recover 3-4% in processing fees across every gallon sold.

Forecourt cash/credit price configuration
Pump display pricing adjustments
In-store POS dual pricing setup
Compliant signage and disclosure
Chargeback optimization within our portal
Learn more about our Dual Pricing Compliance Program
Gas station cash and credit dual pricing display

Fuel dispenser compliance and forecourt EMV liability are not optional considerations — they are operational requirements. Stations that have not completed the gas pump card reader upgrade face direct financial exposure from counterfeit card fraud, card brand monitoring programs, and potential merchant account termination. A certified outdoor EMV terminal installation is the single most impactful investment a fuel retailer can make to protect margin and reduce chargeback volume.

Petroleum Payment Processing Across the United States & U.S. Territories

Merchant Solutions Corp deploys petroleum payment solutions for fuel retailers nationwide — from single independent stations to multi-location branded operations.

Independent single-site stations
Branded franchise locations (Shell, BP, Marathon, Chevron, Citgo)
Multi-location operators and jobbers
Unbranded and white-label fuel retailers
Truck stops and travel centers
Marina and marine fuel operations

All 50 States

Puerto Rico & USVI

Rural & Urban

On-Site Installation

Why Fuel Retailers Choose Merchant Solutions Corp

We are not a generic processor that happens to accept fuel cards. We are petroleum payment specialists.

1

Certified EMV installers

Factory-trained technicians for Gilbarco, Wayne, Bennett, and Veeder-Root

2

Fuel-specific pricing

Interchange optimization, fleet card routing, and dual pricing configuration

3

Full-service deployment

Site assessment, hardware, installation, certification, and training

4

Ongoing support

Dedicated petroleum account management with 24/7 technical support

5

Chargeback defense

Proactive fraud rules, dispute management, and monitoring within our portal

Fast Deployment

Most single-site installs completed in 1-3 business days

Compliance First

Every installation meets current card brand and PCI requirements

Next-Day Funding

Accelerated settlement to keep your cash flow moving

Gas Station Payment Processing FAQ

Modernize Your Forecourt. Protect Your Revenue.

Whether you need a full EMV upgrade, fleet card integration, or a compliant dual pricing program — Merchant Solutions Corp is the petroleum payment partner built for your business.

Schedule a strategy call and get a customized plan for your station.

Merchant Solutions Corp provides fuel payment processing, convenience store payment processing, c-store merchant services, petroleum credit card processing, gas pump card reader upgrades, outdoor EMV terminal installation, fuel dispenser compliance, petroleum payment solutions, forecourt EMV liability shift protection, and chargeback optimization for gas stations, truck stops, and petroleum retailers across all 50 U.S. states and territories.

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