$0 Upfront — Free Terminal Program Available

Payanywhere POS System for Small Business

Accept payments anywhere with $0 upfront cost and flexible pricing from Merchant Solutions Corp.

Fast approval. No hard credit pull. Next-day funding available.

Mobile + countertop devices
Tap to pay on phone — no hardware needed
Same-day approval, $0 processing fees

Four Simple Steps to Start Accepting Payments

1

Select Your Equipment

Choose the right terminal or POS for your business

2

Choose Your Pricing

Select dual pricing or flat rate program

3

Apply and Get Approved in Minutes

Fast approval process, typically under 15 minutes

4

Start Accepting Payments

You're live and ready to process transactions

Disclaimer: After application submission and approval, equipment is shipped via 2nd-day air to the address provided on the merchant application. Shipping is paid for upfront for all Free Placements and outright Purchases.

Merchant Solutions Corp 3-in-1 Reader POS terminal

3-in-1 Reader

Compact Card Reader

Purchase for $99
Pay as you Go

Final pricing shown after approval

Merchant Solutions Corp iPhone Tap to Pay POS terminal

iPhone Tap to Pay

No hardware needed

$0
No hardware needed

Final pricing shown after approval

Merchant Solutions Corp PAX A77 POS terminal

PAX A77

Compact Smart Terminal

Free placement or purchase for $449.95
$19.95/mo/device software fee

Final pricing shown after approval

Merchant Solutions Corp PAX A80 - Keypad POS terminal

PAX A80 - Keypad

Counter Terminal

Free placement or purchase for $449.95
$9.95/mo/device software fee

Final pricing shown after approval

Merchant Solutions Corp PAX A80 PINpad POS terminal

PAX A80 PINpad

Client-Facing Device

Purchase for $449.95
$9.95/mo/device software fee

Final pricing shown after approval

Merchant Solutions Corp PAX A920 Pro POS terminal

PAX A920 Pro

Pro Mobile

Free placement or purchase for $499.95
$19.95/mo/device software fee

Final pricing shown after approval

Merchant Solutions Corp E600 Smart Flex POS terminal

E600 Smart Flex

All-in-One POS

Free placement or purchase for $899.95
$49.95/mo/device software fee

Final pricing shown after approval

Merchant Solutions Corp E700 Smart POS POS terminal

E700 Smart POS

Enterprise Countertop

Free placement or purchase for $949.95
$49.95/mo/device software fee

Final pricing shown after approval

More Ways to Get Paid

Flexible payment tools built into every plan

Virtual Terminal

Send secure payment links without requiring customers to create accounts. Accept payments from anywhere using any device with a browser.

Process keyed-in card payments from any device
Send pay-by-link via text or email
No customer account required
Ideal for phone orders and remote services
Real-time transaction reporting

Accept Payments Anywhere

No hardware needed — just a browser and an internet connection.

VisaMastercardAmexDiscover
Featured Function

Card Present Virtual Terminal

How It Works

Process payments from your computer while your team completes the transaction on a POS device.

Note: Use the same login credentials for both Payanywhere and Payments Hub to ensure transactions process correctly.

Merchant Solutions Corp Card Present Virtual Terminal for PayAnywhere POS
1

Enter the Transaction Amount

Open the Virtual Terminal and enter the payment details.

  • Customer email address
  • Transaction amount

This allows you to prepare the payment before it is completed on the device.

Merchant Solutions Corp PayAnywhere Card Present VT Step 1
2

Select POS Device as Payment Method

Under Payment Method, choose:

Use POS Device

This sends the transaction request directly to your connected terminal instead of manually entering the card.

Merchant Solutions Corp PayAnywhere Card Present VT Step 2
3

Click Process Payment

Once the payment details are entered, click:

Process Payment

The transaction will immediately appear on your POS device.

Merchant Solutions Corp PayAnywhere Card Present VT Step 3
4

Customer Completes Payment on the Terminal

The customer finishes the payment directly on the device.

  • Tap (contactless)
  • Dip (chip card)
  • Swipe (magnetic stripe)

The terminal will display the total and guide the customer through the payment process.

Merchant Solutions Corp PayAnywhere Card Present VT Step 4

Built for Mobile and Field Businesses

This feature allows your team to accept payments anywhere via a Virtual Terminal. Your POS device does not need to be physically connected to the computer where the Virtual Terminal transaction was created.

Ideal for businesses such as:

Field service companies
Contractors and installers
Mobile service providers
Delivery teams
Remote sales staff

Your team can process payments in the field while your office manages transactions from the dashboard.

Why Choose PayAnywhere POS?

No credit card processing fees with cash discount pricing

Free placement of smart PAX terminals

Flat rate option with low monthly fee available

Mobile and countertop terminals

Next-day or same-day funding

Works for retail, restaurants, and service businesses

Trusted by Thousands of Businesses

No upfront cost
No processing fees
Fast approval
24/7 Technical Assistance
Next Day Funding

Frequently Asked Questions

Common questions about PayAnywhere POS

Get Started with PayAnywhere POS

Join thousands of businesses saving on payment processing

What Is Payanywhere POS?

Payanywhere is a cloud-based mobile POS system that allows businesses to accept credit card, debit card, and contactless payments through smart terminals, mobile devices, and countertop POS stations. Built on PAX hardware, Payanywhere combines powerful payment processing with real-time transaction management, invoicing, and detailed reporting — all accessible from your phone or desktop.

Unlike traditional credit card machines, Payanywhere is designed for businesses that need mobility — food trucks, market vendors, field service providers, and pop-up shops that can't be tied to a single checkout counter.

Every Payanywhere device includes a virtual terminal for phone/mail orders, invoicing tools, recurring billing, payment links, and QR code payments — making it a complete payment processing solution in one platform.

Merchant Solutions Corp Payanywhere POS system for small business

Payanywhere Devices

Three ways to accept payments — choose the device that fits how your business operates.

Smart Terminal

Full-featured Android smart terminal with touchscreen display, built-in receipt printer, and barcode scanner. Accepts chip, swipe, tap, and mobile wallets. Ideal for retail counters, restaurants, and healthcare offices.

Free placement available with dual pricing

Mobile Tap to Pay

Turn your iPhone or Android phone into a tap-to-pay business terminal. Accept contactless payments directly on your phone with no additional hardware needed. Perfect for freelancers, market vendors, and service providers.

$0 — No hardware required

Countertop POS

Full countertop POS station with customer-facing display, inventory management, and employee tracking. Built for high-volume retail, restaurants, and multi-location businesses.

Free placement or purchase for $949.95

Who Should Use Payanywhere?

Payanywhere is built for businesses that value mobility, simplicity, and zero processing fees.

Food Trucks & Mobile Vendors

Wireless connectivity, offline mode, and compact design make Payanywhere the top POS for food trucks.

Food truck POS solutions

Small Retail Shops

Countertop and handheld options with inventory tracking, receipt printing, and barcode scanning.

Retail payment solutions

Service Professionals

Plumbers, electricians, landscapers, and consultants use Payanywhere to accept payments on-site.

Service business POS

Salons & Spas

Compact terminal with tipping support, appointment-friendly checkout, and client receipts via email or text.

Salon POS solutions

Pop-Up Shops & Events

Battery-powered, wireless, and works on cellular — perfect for farmers markets and craft fairs.

Compare payment terminals

Healthcare Practices

Accept copays and patient payments with a HIPAA-friendly checkout workflow.

Healthcare payment processing

Payanywhere Pricing Options

Two pricing models — choose the one that fits your business.

Most Popular — $0 Fees

Dual Pricing (Xerocharge)

Pass processing costs to card-paying customers

$0
Processing fees to you
  • 0% to merchant
  • 4% to cardholder
  • Free terminal included
  • Next-day funding ($0 fee)
  • Compliant in all 50 states

Software fee: $49.95/mo per device. 36-month agreement.

Flat Rate

Simple, predictable per-transaction pricing

2.60% + $0.15
Per transaction
  • No fees passed to customer
  • Free terminal included
  • Next-day funding available
  • No hidden fees
  • No long-term contract required

Software fee: $49.95/mo per device.

Both programs include free terminal hardware through our free POS placement program.

Payanywhere vs Clover vs Square

How does Payanywhere stack up against Clover POS and Square POS?

FeaturePayanywhereCloverSquare
MobilityHighMediumHigh
Hardware Cost$0 option$330–$2,285$0–$799
Processing Fees$0 (dual pricing)$0 (dual pricing)2.6% + $0.10
Offline ModeYesYesLimited
Tap to Pay on PhoneYesNoYes
Built-in PrinterYesYesSome models
App MarketplaceBasicExtensiveModerate
Best ForMobile & small bizRestaurants & retailSimple setup
Installation SupportYes (MSC)Yes (MSC)Self-install

Free Payanywhere POS Program

Qualified businesses receive a Payanywhere smart terminal at $0 upfront cost through our dual pricing placement program.

Qualification

Businesses with a valid business license and bank account. No hard credit pull. Most approved in 24–48 hours.

Volume Requirement

$5,000 minimum monthly processing volume. 36-month agreement required for free hardware placement.

How We Subsidize Hardware

Processing revenue covers the terminal cost. You pay $0 upfront and a monthly software fee. We handle setup, programming, and support.

Frequently Asked Questions

Get Your Free Payanywhere POS Today

Accept payments anywhere with $0 upfront cost and $0 processing fees. Fast approval from Merchant Solutions Corp.

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Frequently Asked Questions about Payanywhere Smart POS Terminals for Business

Is there a contract required with PayAnywhere?

No contract when you purchase the equipment outright. A 1-year agreement applies when you receive free equipment placement through the dual pricing program.

What are the PayAnywhere processing rates?

Flat rate: 2.60% + $0.15 for swiped, dipped, or tapped cards; 3.50% + $0.19 for manually entered and non-qualified transactions, plus a software fee based on hardware. With the optional Cash Discount Program, a 4% customer surcharge replaces merchant processing fees.

What PayAnywhere hardware options are available?

PayAnywhere offers smart terminals, mobile POS devices, full countertop POS systems, and tablets with stands and peripherals. Built-in receipt printers are available on select models.

Can I use dual pricing or cash discount with PayAnywhere?

Yes. PayAnywhere supports both a flat rate option and a 4% cash discount program. The system automatically calculates pricing at checkout so you can choose the structure that fits your business.

What businesses is PayAnywhere good for?

PayAnywhere works well for retail stores, restaurants and quick service, salons and spas, mobile service businesses, and healthcare and professional services — especially low to mid-volume merchants.

Does PayAnywhere include software features?

Yes. Depending on the plan, features include inventory management, employee management, reporting and analytics, customer database, invoicing, and online payments. Software fees vary by business type.

What happens if I cancel PayAnywhere?

Purchased equipment has no contract obligation. Free placement program merchants may face early termination fees within the 1-year term. After the agreement term, service continues month-to-month.