Credit Card Processing & POS Systems for Montreal Businesses
Cross-border payment processing across Montreal, Laval, Longueuil, and the South Shore. $0 upfront hardware for qualifying merchants. Bilingual French / English support and Interac-ready Clover, Skytab, and Talech terminals.
Built for Quebec — bilingual, Interac-native, and tax-compliant.
Merchant Solutions Corp serves Montreal-area merchants through Canadian acquirer partnerships — bringing the same hands-on installation, lifetime support, and dual-pricing expertise we built in the U.S. to Quebec's most active commercial corridors. Our partner-installed Clover POS, Skytab, and Talech terminals are pre-configured for Interac debit, Visa, Mastercard, AmEx, and tap-to-pay — settling to a Canadian dollar account with same-day funding.
Quebec is a payments market unlike anywhere else in North America. Merchants must serve a French-first customer base, comply with Loi 101 receipt-language rules, calculate GST 5% federally and QST 9.975% provincially, and accept Interac as the dominant debit rail. Generic processors who stamp a U.S. config onto a Canadian terminal create friction at every step. We build Montreal merchant accounts around the actual Quebec retail experience — French menus, FR receipt printing, dual-language customer-facing displays, and Interac-first checkout flows.
Montreal merchants run the full stack — Clover Station Duo for Plateau bistros, Clover Flex for tableside service in Old Montreal, surcharging programs (legal Canada-wide since October 2022, capped at 2.4%) for fee-conscious independents, and ACH-equivalent EFT for B2B invoicing across the Mile End tech corridor.
Montreal Industries We Serve
Deep playbooks for the verticals that drive Montreal's economy.
Restaurants & Bistros
Plateau, Mile End, and Old Montreal bistros running Clover Station Duo with bilingual FR / EN receipts, tableside Interac, and Quebec tip-pooling rules.
Retail & Boutique
Saint-Laurent boutiques, Marché Jean-Talon vendors, and Westmount specialty retail — Clover Mini with Loi 101 compliant FR receipts and inventory sync.
Tech & SaaS
Mile End and Griffintown SaaS startups needing CAD/USD multi-currency invoicing, recurring billing, and cross-border B2B payment routing.
Hotels & Hospitality
Old Montreal boutique hotels, Quartier des Spectacles event venues, and South Shore B&Bs — PMS-integrated payments and concierge billing.
Festivals & Live Events
Jazz Fest, Just for Laughs, and Osheaga vendor accounts — short-term merchant accounts with same-day funding and 4G-failover Clover Flex.
Professional Services
Westmount law firms, Mile End design studios, and South Shore consultancies — virtual terminals, EFT recurring billing, and CAD/USD dual-currency settlement.
Montreal Neighborhoods We Install In
Same-week on-site installation, in-person staff training, and dedicated account manager — across every major business district.
Vieux-Montréal (Old Montreal)
Tourist-heavy bistros, art galleries, and boutique hotels — bilingual receipts, Interac tap, and multi-currency display for cruise-ship visitors.
Plateau-Mont-Royal
Mont-Royal and Saint-Denis indie restaurants, cafés, and bookstores — Clover Mini setups with FR-first menus.
Mile End & Outremont
Tech offices, bagel shops, and indie boutiques — CAD/USD invoicing, EFT recurring, and bilingual customer displays.
Griffintown & Old Port
Loft restaurants, brewpubs, and waterfront event venues — high-volume Interac and Visa/MC chip & tap.
Quartier Latin & Village
Quebec student-area cafés, nightlife, and LGBTQ+ retail on rue Sainte-Catherine — short-term staff card programs and tip-pooling.
Westmount & NDG
Anglophone-majority Westmount fine dining, NDG family-owned retail, and Sherbrooke West professional services.
Laval & North Shore
Cosmodome-area family dining, Carrefour Laval mall retail, and suburban professional offices — Clover Mini and EFT.
Longueuil & South Shore (Rive-Sud)
Brossard, Saint-Hubert, and Boucherville restaurants and retail — same-week install via Champlain bridge route.
POS Hardware We Install in Montreal
Choose from leading brands — installed, configured, and supported by our local team.
POS Systems
Clover POS Systems
- Inventory tracking
- Employee management
- Sales reporting
- Online ordering
- Free Clover placement program
Square POS Systems
- Easy setup and onboarding
- Integrated payments and POS
- Mobile and tablet compatibility
- Built-in invoicing and subscriptions
- Authorized Square dealer
Exatouch POS Systems
- Full-feature restaurant + retail POS
- Tableside ordering with handhelds
- Built-in loyalty + gift cards
- Cloud reporting & inventory
- 24/7 US-based support
Skytab Restaurant POS
- Cloud restaurant POS
- Tableside handhelds
- Online ordering integration
- Real-time labor + sales reporting
- Free placement program
Talech POS
- Cloud iPad-native POS
- Inventory + reporting
- Online ordering ready
- Multi-location dashboard
- Canadian merchant ready
Smart Payment Terminals
Ingenico Payment Terminals
- Secure, PCI-compliant transactions
- High-speed processing performance
- Durable for high-volume use
- Seamless gateway integrations
- AXIUM Android line available
PAX Smart Terminals
- A920, A80, A35 Android family
- EMV chip and contactless
- 4G + Wi-Fi connectivity
- Multi-currency settlement
- Retail and hospitality ready
Sunmi Smart Terminals
- Android handheld smart terminals
- V2s, V3 Mix and P2 Pro
- Built-in printer + Wi-Fi/4G
- EMV chip and contactless
- Compact countertop option
Why Montreal Businesses Choose Merchant Solutions Corp
We are not a national 1-800 processor with a remote rep. We are a Florida-based, owner-operated team that ships nationwide.
Same-Week Install
Canadian-acquirer partner network ships hardware to your Montreal address and configures Interac + Visa/MC + tap in 7-10 business days.
$0 Upfront Hardware
Qualifying Quebec merchants receive Clover, Skytab, and Talech terminal placement at $0 upfront. See free POS terms.
Dedicated Account Manager
Bilingual FR / EN account managers based in Montreal — not a U.S. call center. Merchant statements available in either language.
Montreal Payment Processing FAQ
Do you support Interac debit in Montreal?
Yes. Every Clover, Skytab, and Talech terminal we deploy in Quebec accepts Interac flash, Interac chip & PIN, and Interac Online — alongside Visa, Mastercard, AmEx, and tap-to-pay.
Are receipts compliant with Quebec Loi 101 (Bill 101) and the Charter of the French Language?
Yes. We pre-configure Clover, Skytab, and Talech POS for French-primary receipts with optional EN secondary lines, customer-facing displays in French, and FR menu structures — keeping Montreal and broader Quebec merchants OQLF-compliant.
How do you handle GST and QST tax calculation?
Both Clover and Square support Quebec's split-tax structure: GST 5% federal and QST 9.975% provincial, calculated on the GST-included amount. We configure your tax categories at install so reporting matches your Revenu Québec filings.
Is credit card surcharging legal in Quebec?
Yes — since October 6, 2022, merchants Canada-wide can surcharge credit card transactions up to 2.4% (capped). We deploy compliant surcharging programs with the required disclosure signage and POS receipt language for Quebec.
Can I settle in Canadian dollars (CAD) and avoid FX fees?
Yes. Quebec merchants settle to a CAD bank account with same-day funding through our Canadian acquirer partner. We also support CAD/USD dual-currency settlement for cross-border e-commerce.
How fast can you install a POS in Montreal?
Most Greater Montreal merchants are live in 7-10 business days from approved application. Hardware ships from a Canadian depot to avoid CBSA customs delays at the border.
