Medical Clinic Payment Processing & POS

Medical clinic payment processing with co-pay collection, patient billing, recurring payments, EMR support, and secure checkout tools | Merchant Solutions Corp

Frequently Asked Questions about Medical Clinic Payment Processing & POS

Are MSC medical-clinic payment systems HIPAA-compliant?

Yes. We sign a Business Associate Agreement (BAA) at no extra cost. Our gateway is PCI DSS Level 1 and HIPAA-aligned: card data is tokenized at the point of entry, so PHI never crosses your payment system. Required for any clinic touching ePHI.

How do you handle co-pays and patient balance billing?

Our POS supports front-desk co-pay collection, back-office balance billing, and post-visit recurring payments. Patients can pay via card, ACH, HSA/FSA card, or saved card-on-file. We auto-flag HSA/FSA cards to the lower 0.05%+ healthcare interchange tier.

Do you integrate with Epic, Athena, eClinicalWorks, or DrChrono?

Yes. MSC integrates with Epic, Cerner, Athenahealth, eClinicalWorks, DrChrono, Practice Fusion, and Kareo via Authorize.Net CIM or our native API. We embed payment forms inside your EMR so staff don't switch screens.

Can patients set up payment plans for large balances?

Yes. Our gateway supports installment plans (e.g. $300/month × 6 months on a $1,800 balance), automated card-on-file billing, and dunning emails for failed cards. Reduces 90-day A/R by 40%-60% for orthodontics, fertility, and elective surgery practices.

How much does medical credit card processing cost?

Medical clinics pay 0.20%-0.40% above interchange with MSC. HSA/FSA cards qualify for the healthcare interchange tier (0.05%+) — most processors don't pass these savings through; MSC does. Combined savings typically reduce blended rates from 3.0% (Stripe) to 1.8% (MSC).