Payment Links

Send Secure Payment Links by Email or SMS

Collect payments without a website by sharing a secure link.

What are payment links?

Payment links are secure, unique URLs that merchants generate and share with customers to collect payment remotely without requiring a website, shopping cart, or in-person transaction. A merchant creates a link through their payment processor or POS dashboard, customizes the amount and description, and sends it via email, SMS, or any digital channel. The customer clicks the link, enters card details on a secure hosted page, and completes the transaction. Payment links eliminate the need for invoicing software, manual bank transfers, or mailed checks, making them a fast solution for service businesses, freelancers, tradespeople, and remote sales teams. MSC's payment links integrate with Clover, Square, Skytab, Talech, and compatible gateways, allowing merchants to track paid and unpaid links inside the same dashboard used for in-person and online sales. Payment links provide a frictionless way to get paid when physical hardware or a full e-commerce site is impractical.

How payment links work at MSC

MSC delivers payment links through Clover Virtual Terminal, Square Invoices, Skytab Online Ordering, and gateway integrations tied to Fiserv, TSYS, Worldpay, Elavon, and Electronic Payment Exchange (EPX) accounts. The merchant logs into their dashboard, enters the transaction amount and optional invoice or order number, and generates a secure HTTPS link. That link is copied into an email, text message, or shared directly with the customer. The customer clicks, enters card information on a processor-hosted page that handles tokenization and PCI compliance, and submits payment. Funds settle to the merchant's bank account on the same schedule as card-present transactions. MSC's 24/7 US-based support team assists with link creation, dispute resolution, and refund processing. Pricing depends on business type, processing volume, equipment needs, risk review, and program eligibility. Contact MSC for current rates and program options, including whether your business qualifies for $0 upfront equipment when enrolling in a full processing account. Payment links work on any device with internet access, eliminating the need for dedicated hardware.

Who payment links are for

Payment links serve contractors, consultants, home-service providers, event planners, landlords, medical and dental offices, tutors, personal trainers, nonprofit donation coordinators, and any business that invoices customers or collects deposits before service delivery. Ideal users operate remotely, visit customer sites without bringing a terminal, or need to split billing across multiple parties. Payment links fit businesses that issue fewer than twenty invoices per week and prefer a manual, per-transaction workflow over automated recurring billing. They are not ideal for high-volume e-commerce merchants who need shopping carts, subscription engines, or API-level integration, or for businesses that process hundreds of micro-transactions daily where an invoicing bottleneck would slow operations. MSC underwrites every account through its processing partners, who set final approval criteria. Industries commonly flagged for additional review include debt collection, nutraceuticals, adult content, and high-ticket coaching programs. Merchants who already use Clover, Square, or Skytab for in-person sales can activate payment links as an add-on feature within their existing account, subject to underwriting.

What you get with MSC

MSC provides payment link functionality bundled into Clover, Square, Skytab, Talech, and gateway accounts, backed by 24/7 US-based phone, email, and chat support. Qualified merchants receive $0 upfront hardware placement for compatible terminals and POS systems, pending underwriting and program eligibility. Training covers link generation, refund processing, email and SMS delivery best practices, and dashboard reconciliation. Dispute assistance includes chargeback representment documentation and deadline tracking through MSC's support desk. The merchant retains one dashboard for in-person card sales, keyed transactions, and payment links, simplifying end-of-day reporting and tax preparation. MSC does not charge separate gateway fees or virtual terminal fees for payment links when the feature is native to the POS platform, though interchange and assessment fees apply per transaction based on card type and issuer. Equipment ships to approved merchants based on availability and location, with setup and activation coordinated by MSC's onboarding team. Payment links require no additional software licenses and work immediately after account activation, subject to processor risk review.

Ready to get started?

Talk with MSC about current rates, hardware options, and program eligibility for your business.

Talk to me!
If you have questions a
Microphone