Stop Losing Online Sales to Declines, Failed Payments & Outdated Payment Technology
Merchant Solutions combines Visa-powered payment optimization, digital wallets, recurring billing, fraud protection and Cybersource integrations to help B2B and eCommerce merchants capture more revenue.
One Merchant Solutions platform connecting Visa Platform Connect, TSYS, Fiserv and ACH.
Transactions
ID #8293
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Billing Info
Your Payment Gateway Should Help You Capture Revenue, Not Lose It
Many eCommerce and B2B merchants focus on processing rates while overlooking the problems happening after a customer clicks Pay.
Legitimate Transactions Are Declined
Every unnecessary decline can mean lost revenue and a lost customer.
Visa Platform Connect gives qualifying merchants access to Visa-powered acceptance optimization, Network Tokens and direct payment connectivity designed to improve payment performance.
Expired Cards Kill Recurring Revenue
Subscriptions fail when cards expire, accounts change or credentials become outdated.
Real-Time Account Updater, secure stored credentials and recurring billing tools help businesses reduce preventable payment failures.
Checkout Friction Hurts Conversion
Customers expect fast, familiar payment methods.
Offer Apple Pay, Google Pay, Click to Pay and traditional card payments through modern checkout experiences.
Your Software Does Not Connect to Your Gateway
Businesses often become trapped between their CRM, shopping cart, billing software and payment provider.
Access Cybersource-compatible shopping carts, CRMs, eCommerce platforms and APIs through your Merchant Solutions payment setup.
More Than a Basic Checkout Page
Merchant Solutions gives businesses multiple ways to collect payments while supporting invoicing, accounts receivable, recurring transactions, ACH and stored customer payment methods.
Give your customers more ways to pay while giving your business one place to manage how payments are collected.
From scan to paid — a seamless checkout
A Checkout That Converts — and Protects Every Transaction
Merchant Solutions combines modern checkout methods with Visa-powered payment technologies designed for card-not-present commerce.
Digital Wallets
- Apple Pay
- Google Pay
- Click to Pay
Payment Optimization
- Acceptance Optimization
- Network Tokens
- Real-Time Account Updater
Security
- 3-D Secure
- Fraud Management
- Tokenized Credentials
Commerce Tools
- Recurring Billing
- Customer Vault
- Hosted Checkout
- APIs
Get More Value From the Traffic You Already Have
Driving more traffic is expensive. Before spending more money acquiring customers, make sure your payment infrastructure is not rejecting legitimate transactions or creating unnecessary checkout friction. Visa Platform Connect provides access to technologies designed to improve authorization performance and reduce avoidable payment failures or fraud.
A Subscription Isn't Revenue Until the Payment Succeeds
Cards expire. Accounts change. Credentials become outdated. Real-Time Account Updater and secure stored payment technologies help eligible businesses keep payment information current and reduce preventable billing interruptions.
Connect to the Cybersource Ecosystem
Already using software that connects with Cybersource? Merchant Solutions can provide supported merchants with provisioned integration credentials — helping businesses connect compatible shopping carts, CRMs, billing systems and custom applications without rebuilding their payment infrastructure.
Connect with
Transactions
ID #8293
ID #8292
Billing Info
One Gateway Experience. Multiple Ways to Route Payments.
Visa Platform Connect expands the Merchant Solutions gateway with an additional connection into Visa's payment ecosystem. You keep the same onboarding, dashboard, APIs and support model while gaining access to additional payment capabilities designed for digital commerce.
Is Visa Platform Connect Right for Your Business?
Your business may benefit if you:
Payment Infrastructure for B2B and eCommerce Businesses
Purpose-built for the ways modern businesses actually collect payments.
B2B Commerce
Accept invoices, cards, ACH and recurring payments while securely storing customer payment methods.
Professional Services
Collect deposits, invoices and recurring client payments online.
Automotive
Accept remote payments, invoices and card-not-present transactions.
Advertising Agencies
Manage recurring retainers, invoices and customer payment credentials.
Subscription Businesses
Automate billing and reduce failed recurring transactions.
eCommerce
Support digital wallets, fraud tools, tokenization and online checkout.
Accounts Receivable
Give customers secure online ways to pay outstanding invoices.
Payment APIs Built for Integration
Connect payments directly into your website, application, CRM or business platform. Merchant Solutions supports API-based payment experiences for businesses that need greater control over checkout, customer management and transaction workflows.
More Than a Basic Payment Gateway
Competitive Comparison
How Merchant Solutions + Visa Platform Connect stacks up across the capabilities that matter.
| Capability | MSC + VPC | NMI | PayTrace | Authorize.net | Stripe |
|---|---|---|---|---|---|
| eCommerce Payments | Strong | Strong | Strong | Strong | Strong |
| B2B Payments | Strong | Good | Excellent | Good | Good |
| Recurring Billing | Yes | Yes | Yes | Yes | Excellent |
| Customer Vault | Yes | Yes | Yes | Yes | Yes |
| ACH | Yes | Yes | Yes | eCheck | Yes |
| Apple Pay / Google Pay | Yes | Yes | Available | Yes | Yes |
| Network Tokens | Yes | Yes | Limited | Not core | Yes |
| Account Updater | Yes | Yes | By setup | Yes | Yes |
| 3-D Secure | Yes | Yes | Available | Yes | Yes |
| Fraud Management | Strong | Strong | Strong | Strong | Excellent |
| Authorization Optimization | Strong | Strong | B2B cost focus | Moderate | Excellent |
| Level II / III B2B Data | Depends on setup | Depends | Excellent | Processor dependent | Certain configs |
| Cybersource Ecosystem | Major Advantage | No | No | No | No |
| Multiple Processor Connections | Yes | Excellent | Yes | Yes | Enterprise |
| TSYS / Fiserv Options | Yes | Yes | Yes | Processor dependent | Not traditional |
| Integrated ACH Rail | Yes | Yes | Yes | eCheck | Yes |
| White-label / ISO Flexibility | Strong | Excellent | Good | Good | Platform-centric |
| Developer APIs | Strong | Strong | Strong | Strong | Excellent |
| Best for B2B Cost Optimization | Strong | Good | Excellent | Good | Good |
| Best for Global SaaS | Good | Good | Limited | Moderate | Excellent |
| Best for Multi-Rail Strategy | Excellent | Excellent | Strong | Moderate | Strong |
Comparison reflects typical configurations and is provided for general guidance; capabilities vary by processing setup and eligibility.
Frequently Asked Questions
Find Out Where Your Payment Setup Is Losing Revenue
You may not need more traffic. You may need a better way to authorize, collect and manage the payments your customers are already trying to make. Let Merchant Solutions review your gateway, payment flow and integrations.
No obligation. We'll review your payment flow, recurring billing needs, integrations and processing environment.
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