Gateway Fees | What You're Paying For
Gateway fees explained: per-transaction, monthly, and add-on charges for Authorize.Net, NMI, and MSC Gateway.
Updated 2026-02-11
Gateway components
- Monthly — $9.95–$25.
- Per-transaction — $0.05–$0.10.
- Recurring billing add-on — $10–$20/mo.
- Tokenization / vault — sometimes bundled, sometimes $10/mo extra.
You need a gateway if you accept payments online, send invoices/payment links, or run a virtual terminal. You don't need one if you only swipe in person.
Frequently Asked Questions
Which gateway should I use?
Most MSC merchants run on Authorize.Net or MSC Gateway. We pick based on your shopping cart (Shopify, WooCommerce, custom) and recurring billing needs.
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Need vendor-direct support?
For app-specific issues, the vendor's own support team can be faster. MSC handles billing, deposits, account changes, and dual-pricing.
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