Monthly Fees Explained | What You Pay & Why
Every line on your monthly statement decoded — gateway, PCI, statement, monthly minimum, and more.
Updated 2026-02-11
Monthly fee breakdown
- Gateway monthly — $9.95–$25/mo for ecommerce (Authorize.Net, MSC Gateway, NMI).
- PCI Compliance — $9.95–$15/mo OR $99–$149 annually (varies).
- Statement fee — $5–$10/mo (waived if you opt for digital-only).
- Monthly minimum — typically $25/mo, only charged if you don't reach the volume floor.
- Software subscriptions — Clover plan ($14.95–$84.95/mo), ($29.99/mo), ($29–$69/mo).
- Hardware lease — if you leased rather than purchased, ~$15–$45/mo per device.
Frequently Asked Questions
Can I cancel the gateway if I'm not using it?
Yes — if you're not processing online or invoicing, ask your account manager to remove the gateway. Note: you'll lose virtual terminal access.
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