Toronto skyline at dusk with CN Tower overlooking Lake Ontario — payment processing, Interac and Clover POS systems for Canadian businesses from Merchant Solutions Corp
Service Area — Canada

Payment Processing & POS Systems in Canada

Payment acceptance, Interac-native POS systems, and merchant services for Canadian businesses across the GTA, Montreal, Quebec City, Vancouver, Calgary, and Ottawa.

Merchant Solutions in Canada

Merchant Solutions Corp serves Canadian businesses with cross-border payment processing, POS system deployment, and merchant services tailored to the Canadian market. We support Interac-native acceptance, CAD/USD dual-currency settlement, and HST/GST tax-aware POS configurations across the GTA, Quebec, Vancouver, Calgary, and Ottawa metros — with same-week installation in Toronto, Montreal, and Quebec City.

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Services Available

Credit card processing for Canadian merchants
Interac debit acceptance (chip + tap)
POS system deployment with HST/GST configuration
CAD / USD dual-currency settlement
Bilingual French + English POS interfaces
Clover, Square, Exatouch, Skytab and Talech integrated POS
PAX, Sunmi and Ingenico smart terminals
Next-day funding (standard tier)
48–72hr funding for high-risk Canadian MCCs
E-commerce gateway integrations
Cross-border B2B processing
Standalone Smart Terminals

Smart Terminals Available in Canada

For merchants who want a single Android-powered device without a full POS station. Tap-to-pay, EMV chip, magstripe, and contactless — out of the box.

Cash Flow Built for Modern Operators

Funding Options for Canada Merchants

Pick the settlement schedule that matches your cash-flow rhythm — every tier is included with our standard merchant accounts (no premium charges for fast funding).

Standard

Next-Day Funding

Batch by 9:00–10:00 PM ET — funds in account next morning

Most retail, restaurant, and service merchants — our default funding tier.

  • Late-evening batch window (9–10 PM ET)
  • Funds settle next business day
  • Included on all standard merchant accounts
  • No additional fee
High-Risk

48–72 Hour Funding

Funds settle 2–3 business days post-batch

High-risk MCCs — CBD, peptides, dating, online gambling, prop trading, nutraceuticals.

  • Standard rolling reserve schedule
  • Chargeback-protected processing
  • Direct relationship with high-risk acquirers
  • Reserve releases negotiable after 6 months

Cut-off times are Eastern Time. Funding tiers are subject to underwriting approval and your acquirer's settlement window.

Why Businesses in Canada Choose Merchant Solutions

Direct Processing

Access to six acquiring banks for competitive rates and fast approvals.

POS Installation

Professional installation, programming, and training for your team.

24/7 Support

Around-the-clock technical support for your payment systems.

Local Expertise

Solutions tailored to Canada business needs and banking requirements.

Canada Merchant Services — FAQ

30-min discovery call · No commitment

Book a Call With a Canada Specialist

Talk to a payments expert who's deployed POS systems, smart terminals, and merchant accounts in Canada. Get pricing, hardware recommendations, and a same-week install plan.

Powered by Calendly · Calls available Monday – Friday, 9 AM – 6 PM ET

Ready to Get Started in Canada?

Contact our team to learn about payment processing, POS systems, smart terminals, and merchant services available for your business.

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Frequently Asked Questions about Payment Processing & POS Systems for Canadian Businesses

Do you process payments for Canadian businesses?

Yes. We provide payment processing for Canadian merchants with Interac-native acceptance, CAD and USD settlement, and bilingual French / English POS deployment across all 10 provinces and 3 territories.

Which POS systems do you deploy in Canada?

In Canada we deploy four integrated POS platforms — Clover POS, Square POS, Exatouch POS, and Skytab POS — alongside three standalone smart terminal families: PAX (A920, A80), Sunmi (V2s, V3 Mix, P2 Pro), and Ingenico (Move 5000, Lane 3000, Link 2500). Payanywhere and Dejavoo are US-only and not deployed in Canadian markets.

How fast is funding for Canadian merchants?

Standard Canadian merchants receive Next-Day funding (batch by 9–10 PM ET, funds settle next business day). High-risk Canadian MCCs settle on a 48–72 hour rolling-reserve schedule.

Do you support Healthcare and CBD merchants in Canada?

Yes. We underwrite both Canadian healthcare practices (dental, chiropractic, medical clinics) and federally licensed CBD / cannabis-adjacent retailers, with HIPAA-aware POS routing and high-risk MCC support.

Can a Canadian merchant qualify for free POS hardware?

Yes. Qualifying Canadian merchants receive free Clover or Skytab hardware placement under our cross-border Free POS Program, subject to processing volume and bank approval.