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Square Reader for Contactless and Chip

Accept payments from your phone or tablet with a portable reader or use Tap to Pay on iPhone with no extra hardware

Connects to phones and tablets via Bluetooth
Accepts tap, chip, Apple Pay, and Google Pay
Pocket-size and fully portable
Optional dock for countertop use
Tap to Pay on iPhone for contactless payments without a reader
Square Reader for Contactless and Chip

Overview

Square Reader for Contactless and Chip is a compact payment device designed for mobile businesses and tablet-based checkout.

It connects to a phone or tablet and allows you to accept chip cards and contactless payments from anywhere.

You can also accept contactless payments directly on an iPhone using Tap to Pay, without needing a separate reader.

Square Reader accepting contactless card payment

Key Features

Bluetooth Connection

Pairs wirelessly with your phone or tablet for cable-free payments.

Chip Card Payments

Accept chip (EMV) card insertions for secure transactions.

Contactless Payments

Accept tap payments including Apple Pay and Google Pay.

Lightweight & Portable

Pocket-sized design you can take anywhere your business goes.

Optional Countertop Dock

Add a dock for a professional countertop checkout setup.

Tap to Pay on iPhone

Accept contactless payments directly on iPhone — no reader needed.

Square Reader portable payment device

Use Cases

Mobile businesses

Take payments on the go from any location.

Food trucks

Fast, portable payments for mobile food service.

Pop-up shops

Set up and start selling at temporary locations instantly.

Service professionals

Accept payments at client sites — plumbers, cleaners, consultants.

Events and markets

Sell at farmers markets, craft fairs, and festivals.

Tablet-based checkout stations

Pair with a tablet for a lightweight countertop POS.

Best For

Businesses operating from phone or tablet

Merchants needing portable payments

Low-cost entry into processing

Teams needing backup devices

Tap to Pay on iPhone users

Pricing

Contact for current pricing or free equipment eligibility. No hidden fees.

Flat Rate

Simple per-transaction pricing. No monthly fees on the Free plan. Just pay when you take a payment.

$0/mo.

per location

Processing fees

Tap, dip, or swipe2.6% + 15¢
Online3.3% + 30¢

What you get

POS app for any payment
Online site
Item library
Invoicing
Booking
Checking and savings accounts

0% Dual Pricing

Popular

Pass processing cost to the customer. You pay 0% on every transaction.

0%

merchant processing fee

How it works

Merchant pays0%
Consumer pays (tap, dip, swipe)4%

Customer absorbs processing fees at checkout.

Everything in Flat Rate, plus

Zero processing costs for you
Compliant dual pricing setup
Transparent customer receipts

Programs

Free equipment placement available through Merchant Solutions Corp. Subscription or purchase options.

Free

equipment placement

What's included

Free equipment placement available
Subscription or purchase options
Dedicated support team
Fast approval process
Pre-configured and ready to go

Pros & Cons

Pros

Extremely portable
Works with phones and tablets
Easy to set up
Supports contactless payments
Tap to Pay reduces need for hardware

Cons

Not a full POS system
Requires a connected device
Limited features compared to full terminals

Why Choose Square Reader

Fast setup with minimal hardware
Ideal for mobile-first businesses
Flexible setup using phone or tablet
Scales easily with additional devices

Compared to Clover Go:

Square = simpler setup
Clover = more traditional hardware model

How to Get Started

From signup to accepting payments — start in minutes with your phone or tablet.

Step 1

Choose Your Pricing

Pick what works for your business

Pay $0 processing fees with Dual Pricing
Or choose Flat Rate: 2.6% + $0.15
Step 2

Apply in Minutes

No paperwork. No back and forth.

Takes under 5 minutes
No obligation
Fast Approval
Step 3

Subscribe or Purchase

Easy monthly payments in-house, which can convert to a free POS system after 60 days.

Pre-configured
Delivered in days
No upfront cost
Step 4

Watch Videos & Go Live

Or schedule an onsite installation.

Watch simple tutorials 3-4min
Schedule a site survey and install
Full DFY program exclusively through MSC
Step 5

After Our Go Live

Start taking payments immediately

Simple login
Step-by-step setup
Support if needed

Start Accepting Payments from Your Phone or Tablet

Choose your pricing program and start processing in minutes.

TalkyToo AI - Voice AI Automation Partner

AI-Powered Automation for Modern Businesses

Modern POS systems are no longer just payment terminals. Today's platforms combine payment processing, artificial intelligence, and automation to help businesses operate more efficiently and deliver better customer experiences.

Merchant Solutions integrates POS technology with AI-driven tools that automate customer communication, order management, and operational workflows.

These AI automations help businesses reduce labor costs, respond faster to customers, and capture more sales opportunities.

AI Phone Ordering

Voice AI can answer incoming calls and take customer orders automatically, sending them directly to the POS system.

This reduces missed calls during busy hours and increases revenue from phone orders.

AI Appointment Scheduling

Businesses such as salons, spas, and service providers can use AI to schedule appointments and confirm bookings automatically.

The AI assistant interacts with customers through phone or chat and updates the POS or scheduling system.

AI Voice Appointment Reservations

Voice AI can handle inbound reservation calls for restaurants, answering availability questions and booking tables in real time.

Customers call, the AI confirms the reservation, and it syncs directly with your POS or booking system — no staff intervention needed.

AI Customer Support

AI assistants can answer common questions about business hours, menu items, or services, reducing the workload for staff.

Customers receive instant responses while employees focus on operations.

AI Order Notifications

Automated messages notify customers when orders are received, prepared, or ready for pickup.

This improves communication and customer satisfaction.

AI Marketing Automation

POS systems collect customer purchase data, which AI tools use to generate targeted promotions and loyalty campaigns.

Businesses can automatically send offers and promotions based on buying behavior.

Upgrade Your POS with AI Automation

Voice AI Business Automation
Merchant Solutions Corp - AI Automation PartnerMaple - AI Business Automation

Frequently Asked Questions

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Frequently Asked Questions about Square Reader

Does Square Reader work with phones and tablets?

Yes. It connects wirelessly to compatible mobile devices.

What payments can it accept?

Chip cards, contactless cards, Apple Pay, and Google Pay.

Can I take payments without the reader?

Yes. Tap to Pay on iPhone allows contactless payments directly on the phone.

Do I still need the reader if I use Tap to Pay?

Yes for chip cards. Tap to Pay covers contactless only.

Is it good for mobile businesses?

Yes. It is designed for portability and flexibility.